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拉美金融科技明星:Nubank

A Latin American fintech star:Nubanking

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拉美金融科技明星:Nubank 外刊精读封面

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A Latin American fintech star:Nubanking

As Brazil struggles, its fast-growing digital bank expands abroad

Brazil may not be an obvious place to look for the future of retail banking.Yet in just over a decade Nubank, based in São Paulo, has transformed its home market by offering cheap, branchless banking to millions of customers ignored by the big players.

Its market value of $56bn leaves it vying with Itaú Unibanco for the title of Latin America’s biggest bank.

In 2024 Nubank made $2bn in profit, double the previous year’s figure.

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拉美金融科技明星:Nubank

当巴西陷入困境时,这家快速增长的数字银行向海外扩张

巴西可能不是寻找零售银行业未来的显而易见之地。然而,在短短十多年里,总部位于圣保罗的Nubank通过向数百万被大银行忽视的客户提供廉价、无网点的银行服务,改变了其本土市场。

其560亿美元的市值使其与Itaú Unibanco争夺拉丁美洲最大银行的称号。

2024年,Nubank盈利20亿美元,是前一年的两倍。

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